Cleveland (WJW) — If you are not vaccinated, you may have to pay more for health insurance COVID-19 (new coronavirus infection.
More employers and insurance companies are considering raising health insurance premiums for employees who choose to stop vaccination.
Beginning in November, Delta will charge unvaccinated employees an additional $ 200 per month for company health insurance due to the high cost of hospitalization with COVID.
Healthcare executive Tom Campanella, who lives at Baldwin Wallace University, said:
Unvaccinated Americans are at increased risk of developing severe cases of the virus. Unvaccinated Ohio citizens accounted for more than 96% of 2021 COVID-19 hospitalizations, according to data from the Ohio Department of Health.
According to the US Open, hospitals charge average amounts for stays of COVID-19 patients ranging from $ 34,662 for ages 23-30 to $ 45,683 for ages 51-60. Study by FAIR Health..
The Kaiser Family Foundation reports that preventable hospitalization of unvaccinated Americans with COVID will cost the medical system nearly $ 6 billion between June and August.
“It all somehow goes back to premium,” Campanella said. “Someone has to pay for it.”
Some companies have chosen to shift the burden of these costs from all employees to those who choose to stop vaccination.
For companies like Delta that do not require employee vaccination, it may also motivate more employees to be vaccinated.
“Employers see it as an incentive to vaccinate their employees, and I think it’s also an attempt to manage some of the costs associated with COVID,” said 15 Ohio health insurance companies. Kelly O’Reilly, President and CEO of the Ohio Health Planning Association, a leading industry association, said.
O’Reilly and Campanella said self-insurance companies can more easily raise premiums for unvaccinated employees.
“I think they aim to keep their employees safe, run their businesses, and keep costs down,” says O’Reilly.
Unvaccinated people may have to pay more for health insurance
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